Charles W. Rawl

Full-Service Wealth Management

Charlie Rawl is keenly focused on helping his clients work toward their retirement dreams through a comprehensive financial strategy. He has distinguished himself throughout his career as a troubleshooter and problem-solver, designing and implementing creative solutions to often-complex challenges.

Charlie consistently delivers personalized service while placing the ultimate value on ethics, integrity and trust.

He has three decades of experience in financial services, encompassing the commercial banking, insurance and investment industries. This diverse experience gives him a unique and invaluable perspective to help him conduct detailed analyses and create state-of-the-art wealth management and retirement income solutions for his clients.

Few advisors have this proven track record of intense due diligence and putting clients first.

Charles W. Rawl

Putting Client Interests First, Whatever It Takes

After more than 10 years of experience at New York Life, Merrill Lynch and UBS, Charlie joined the independent, Houston-based Stanford Financial Group in 2005. He chose Stanford because it was independent, focused on the affluent and appeared to have significant financial strength.

He never stopped his due diligence into Stanford, and over time, uncovered numerous “red flags.” Stanford’s “financial strength” he learned was actually fraud, a carefully orchestrated illusion.

Charlie Rawl resigned from Stanford in December 2007 to move his clients to safety. His departure triggered an epic legal battle with Stanford, who fought fiercely against Charlie to prevent him from moving clients and to retaliate for blowing the whistle.

Charlie worked perilously over the next two years to help federal and state authorities shut down the fraudulent enterprise in 2009. He became known as a key “whistleblower” in the $7 billion Stanford fraud debacle.¹ At the time, there were no rules or procedures to guide a whistleblower in the financial industry.

The battle Charlie fought helped inspire the creation of the Office of the Whistleblower in the industry as well as whistleblower protection provisions in the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

Charlie testified before Congress in a hearing titled “The Stanford Ponzi Scheme: Lessons for Protecting Investors from the Next Securities Fraud.”² He has spent countless hours helping the victims of the Stanford fraud while raising awareness of the need for further regulatory reform in his industry.

Charlie has been seen in both local and national media. He was featured on CNBC’s “American Greed,” Episode 67: “Allen Stanford: The Dark Knight,” and on BBC’s “Panorama: The Six Billion Dollar Man.” He also has appeared on his local ABC, CBS and NBC affiliate stations.

¹ Chris Baltimore. Reuters. Feb. 19, 2009. “Stanford whistleblowers had concerns since 2005.” https://www.reuters.com/article/us-stanford-whistleblowers-sb/stanford-whistleblowers-had-concerns-since-2005-idUSTRE51J09L20090220. Accessed Dec. 27, 2019.

² U.S. Government Committee on Financial Services. May 13, 2011. “The Stanford Ponzi Scheme: Lessons for Protecting Investors from the Next Securities Fraud.” https://financialservices.house.gov/uploadedfiles/112-30.pdf. Page 37. Accessed Dec. 27, 2019.

Professional Resume

Employment and Engagements

CWR
Charles W. Rawl & Associates, LLC

2013 – Present.

Sunbelt Securities Logo
Sunbelt Securities, Inc.

2009 – Present. Registered Representative, Investment Advisor Representative, Sunbelt Securities, member FINRA/SIPC.

Charles W. Rawl is Senior Managing Director of Sunbelt Securities, Inc. and Director of the Sunbelt Securities retirement income planning practice. Sunbelt Securities has over seventy financial advisors in four states.

Lion Street Logo
Lion Street, Inc.

2021 – Present. Life Insurance Agency, Owner-Firm of Lion Street, Inc. Fixed life insurance products are offered through our life insurance agency, a proud Owner-Firm of Lion Street, Inc.

Xenith Logo
Zenith Wealth Management, LLC

2007 – 2012. Wealth Management Advisor. Co-founded Zenith where client’s investments could be moved to safety. Waged two-year battle versus the Stanford Financial Group as whistleblower.

Stanford Logo
Stanford Financial Group

2005 – 2007. Charlie transitioned his wealth management practice from UBS to Stanford, an independent group that focused on the affluent and appeared to have significant financial strength. His due diligence into Stanford never stopped and Charlie learned that Stanford’s “financial strength” was a carefully orchestrated illusion and fraud. He resigned in December 2007 to move his clients to safety.

UBS Logo
UBS

2001 – 2005. Vice President, Financial Advisor. Charlie transitioned his business to PaineWebber (soon purchased by UBS). One of his noteworthy accomplishments at UBS was the successful restructure and conversion of the Enron 401(k) plan.

Merrill Lynch Logo