Meet the professionals who can help you Pursue Your Goals


We help individuals and families pursue their ideal retirements.

Meet The Team

The team behind Charles W. Rawl & Associates is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.

charles

Charles W. Rawl

CFP® CLU® ChFC® RICP® President

Charlie Rawl is focused on helping clients work toward their retirement dreams through a well-thought-out financial strategy. He has distinguished himself throughout his career as a troubleshooter and problem solver by designing and implementing creative solutions to often-complex problems.

Charlie consistently delivers personalized service while placing the ultimate value on ethics, integrity and trust. This is evident in Charles W. Rawl & Associates’ mission to create strategies aligned with clients' individual goals and give them confidence by helping them know where they are with respect to their financial goals and creating strategies to help ensure that their strategies are aligned with their goals. .

After invaluable experience at New York Life, Merrill Lynch and UBS, Charlie decided the best way to serve his clients was to escape the inherent conflicts of interest of the major firms. In 2005, he joined the independent, Houston-based Stanford Financial Group. However, he soon realized the firm's management didn't share his code of ethics and resigned in December 2007 to start his own firm.

After Charlie’s departure, he fought an epic battle against Stanford and worked perilously to help federal and state authorities shut down the enterprise in 2009. He became known as a “whistleblower” in the $7 billion Stanford fraud debacle.¹ At the time, there were no rules or procedures to follow as a whistleblower in the industry.

Consequently, the difficult battle he fought helped inspire the creation of the Office of the Whistleblower as well as the whistleblower protection provisions in the Dodd-Frank Wall Street Reform and Consumer Protection Act. Charlie testified before Congress in a hearing titled “The Stanford Ponzi Scheme: Lessons for Protecting Investors from the Next Securities Fraud.”² He has spent countless hours helping the victims of the Stanford fraud while raising awareness of the need for further regulatory reform.

Charlie has been seen in both local and national media. He was featured on CNBC’s “American Greed,” Episode 67: “Allen Stanford: The Dark Knight,” and on BBC’s “Panorama: The Six Billion Dollar Man.” He also has appeared on his local ABC, CBS and NBC affiliate stations.

Charlie has passed the Series 6, 7, 31, 63 and 65 securities exams and holds life insurance licenses in Texas and more than a dozen other states. His designations include: Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), CERTIFIED FINANCIAL PLANNER™ certificant (CFP®) and Retirement Income Certified Professional® (RICP®).

Charlie and his wife, Susie, reside in Katy, Texas. Their twins, Maddie and Zach, are both in college majoring in business. Maddie, an academic and athletic scholar, attends Loyola Marymount University in Los Angeles. Zach, an avid golfer with a growing interest in politics and public policy, attends the Bauer College of Business at the University of Houston.

¹ Chris Baltimore. Reuters. Feb. 19, 2009. "Stanford whistleblowers had concerns since 2005." https://www.reuters.com/article/us-stanford-whistleblowers-sb/stanford-whistleblowers-had-concerns-since-2005-idUSTRE51J09L20090220. Accessed Dec. 27, 2019.

² U.S. Government Committee on Financial Services. May 13, 2011. "The Stanford Ponzi Scheme: Lessons for Protecting Investors from the Next Securities Fraud." https://financialservices.house.gov/uploadedfiles/112-30.pdf. Page 37. Accessed Dec. 27, 2019.

AR insurance license #1268000

CA insurance license #0H55684

Terri_McBride jpeg

Terri McBride Client Service Associate

Terri McBride started her brokerage career over 30 years ago. Her broad industry background included positions in operations, client services, compliance and the trading department. Terri has served as a registered representative, compliance officer and principal of multiple firms. She combines her experience with a strong dedication to serving clients. She has passed the Series 7, 24 and 63 securities exams.

Terri majored in business at Southwest Texas State University. Born and raised in Houston, Texas, she is a fourth-generation Houstonian and now resides in Sugar Land, Texas, with her husband, Steve. Terri supports several charities and volunteers at the M.D. Anderson Children’s Cancer Center.

Cathy Chadwick Client Service Associate

With more than three decades of experience in the financial services industry, Cathy brings a wealth of knowledge to the team. She has worked at Kidder, Peabody & Co., Inc.; Paine Webber; UBS and RBC Wealth Management. Cathy spent five years working in the flagship midtown Manhattan office of RBC Wealth Management on a private wealth team. She specializes in client relationships, credit and lending, restricted stock transactions and selling plans. Cathy has passed the Series 7 and 63 securities exams.

Cathy attended Slippery Rock University, where she majored in social work. She is originally from Pittsburgh, Pennsylvania, but now calls Seabrook, Texas, her home. Cathy lives on Galveston Bay with her husband, Steve, and their two precocious Yorkies, Phoebe Goodheart and Hazel Grace. She has one grown daughter. In her spare time, Cathy volunteers for Flags for Fallen Vets and The HUB Houston. She also enjoys cooking, entertaining and gardening.

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 713.800.0334

Call Now Button