How the “One Big Beautiful Bill Act” May Affect Your Retirement Income Planning

Impact of this Law on Your Retirement The "One Big Beautiful Bill Act" (OBBBA) was signed into law on July 4, 2025. Many provisions take effect immediately, while others will take effect in 2026. Expanded state and local tax (SALT) limits, bonus depreciation renewals, $6,000 tax deduction for seniors 65 and older¹, and the overtime/tip deduction apply to the 2025 tax year, affecting filings in 2026. Other changes, such as the elimination of the religious exemption and the elevated estate/gift tax thresholds, take effect for the 2026 [...]

By |July 21, 2025|Categories: News, Smart Investing|Tags: , , |

Identifying New Risks is Key to Achieving a Fully Risk Managed Retirement Plan

It’s all about preserving and protecting what you’ve worked a lifetime to build You’ve worked your entire life managing a myriad of risks in all areas of life. In the working years, we are exposed to risks quite different from retirement risks. Before retirement, we are confronted with the risks of redundancy and downsizing, businesses failing, economies collapsing, mortgages being put under pressure or stress, and quite a few more. Entering retirement means facing a whole new set of risks. Becoming risk managed in retirement is all about [...]

By |November 15, 2024|Categories: Articles, Smart Investing|Tags: , |
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