Financial News and Updates Articles by Charles W. Rawl

Honoring Jay McKinney’s Commitment to Service

Major Jay McKinney (U.S. Army, Retired) is Vice President of Sales at Barnabas Capital and lives with his family in Kannapolis, North Carolina. Jay is the Allianz annuity representative for Charles W. Rawl & Associates. He supports our business with Allianz Life and other registered indexed annuities. Jay was called to serve by the North Carolina National Guard and deployed to support critical search and rescue operations and provide logistical support to those in need in Western North Carolina immediately following the devastation caused by Hurricane Helene. The storm has [...]

By cwrawl|October 7, 2024|Categories: News|

Zach Rawl Joins Charles W. Rawl & Associates as Insurance and Risk Management Analyst

Zach Rawl has joined Charles W. Rawl & Associates as insurance and risk management analyst. Zach joins the firm after nearly four years at National Western Life Insurance Company in Austin where he excelled as a sales associate and then as regional wholesaler. His primary focus will be the analysis, design, and servicing of life insurance and annuity solutions, as well as designing and implementing creative strategies to fund long-term care. Zach will also help the team review and implement risk management strategies for our clients. Zach graduated from The [...]

By cwrawl|September 27, 2024|Categories: News|Tags: Life Insurance|

New SECURE Act RMD Rules Announced by the IRS

Three weeks ago, the IRS released the long-awaited SECURE Act RMD proposed regulations. As a member of Ed Slott’s Master Elite IRA Advisor Group, Mr. Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. On July 18, 2024, the IRS issued both final regulations under the 2020 SECURE Act and proposed regulations under the SECURE 2.0 Act of 2022. These long-awaited new regulations impact many [...]

By cwrawl|August 6, 2024|Categories: News|Tags: IRAs, IRS, RMDs, Taxes|

How Are RMDs Calculated in the 10-Year Period

As a member of Ed Slott’s Master Elite IRA Advisor Group, Mr. Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Ian Berger, JD IRA Analyst In the July 22, 2024 Slott Report, my colleague Sarah Brenner explained how the IRS, in its final SECURE Act required minimum distribution (RMD) regulations issued on July 18, did not budge on a controversial position it had [...]

By cwrawl|July 24, 2024|Categories: The Slott Report|Tags: IRAs, RMDs, Taxes|

IRS Issues Final SECURE Act Regulations: Controversial Annual RMD Requirement During 10-Year Rule Stands

The IRS has flip-flopped! In the SECURE Act, Congress eliminated the “Stretch IRA” for most inherited IRAs beginning in 2020. A new “10-year rule” was put in place and experts believed the IRA balance had to be withdrawn by the end of the 10-year period with no annual distribution requirements. In May 2021, the IRS confirmed that annual RMDs were not required. The IRS released the long-awaited SECURE Act annual RMD requirement and flip-flopped. Please read the article below. As a member of Ed Slott’s Master Elite IRA Advisor [...]

By cwrawl|July 22, 2024|Categories: The Slott Report|Tags: IRAs, RMDs, Taxes|

Roth Conversion Confusion: Taxes Withheld When Under 59 ½

There are many misconceptions about Roth IRAs and confusion abounds. Avoid this irreversible costly mistake and stay on the road to a Tax Savvy retirement. As a member of Ed Slott’s Master Elite IRA Advisor Group, Charlie Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Andy Ives, CFP®, AIF® IRA Analyst There is no doubt we have written about this topic in past [...]

By cwrawl|July 31, 2023|Categories: The Slott Report|Tags: IRAs, Roth IRA|

Help a Young Person Use Summer Earnings to Start a Roth IRA

Wouldn’t it be great to guide our children and grandchildren into a Tax Savvy financial future? Teach them to save in the tax-free bucket at a young age! As a member of Ed Slott’s Master Elite IRA Advisor Group, Charlie Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Sarah Brenner, JD Director of Retirement Education Is your child or grandchild working hard this [...]

By cwrawl|July 24, 2023|Categories: The Slott Report|Tags: IRAs, Roth IRA|

How to Find the Retirement Strategy That Works for You

A retirement strategy designed for your needs You want a retirement strategy that’s based on your situation and designed for your needs and your comfort level, rather than relying on a one-size-fits-all approach. Feeling overwhelmed by the dizzying array of retirement advice that seems to be all around — on the internet, in your mailbox, in the news or from a neighbor or relative? Have you ever been to a seminar or met with a financial adviser and felt like you were a square peg being forced into a [...]

By cwrawl|June 9, 2023|Categories: Articles, Smart Investing|Tags: As seen in Kiplinger, feature, Retirement Planning|

Whistleblowers and The Billionaire Scoundrel

The Story Within the Story A hidden tale about two whistleblowers who upended Stanford’s $7 billion Ponzi scheme and guided the SEC through the investigation to help bring down the Stanford empire. Click above to view clips from the documentary The Documentary “The Man Who Bought Cricket” is a British-made documentary featuring Allen Stanford and his attempt to dominate the world of cricket in 2008. Meanwhile, the Stanford Financial Group had been running the second largest Ponzi scheme in modern [...]

By cwrawl|March 27, 2023|Categories: Articles, News|Tags: feature, Stanford Financial, Whistleblower|

Robert A. Dishman Joins Charles W. Rawl & Associates as Investment and Planning Analyst

Robert Dishman has joined Charles W. Rawl & Associates as investment and planning analyst. He will bring his experience and talent in investment and financial analysis to assist the Company in providing our clients with sound information and insight. His responsibilities will include the preparation and presentation of client reviews; the creation, analysis and implementation of retirement income plans; and the analysis and monitoring of investment portfolios and alternative investments. Robert Dishman is a graduate of Texas A&M University with a B.B.A. in Finance. He has over nine years of [...]

By cwrawl|March 24, 2023|Categories: News|

Charlie Rawl is keenly focused on helping his clients work toward their retirement dreams through a comprehensive financial strategy. He has distinguished himself throughout his career as a troubleshooter and problem-solver, designing and implementing creative solutions to often-complex challenges.

He has three decades of experience in financial services, encompassing commercial banking, insurance and investment management. This diverse experience gives him an invaluable perspective in conducting detailed analyses and creating state-of-the-art wealth management and retirement income solutions.