Financial News and Updates Articles by Charles W. Rawl

Roth Conversion Confusion: Taxes Withheld When Under 59 ½

There are many misconceptions about Roth IRAs and confusion abounds. Avoid this irreversible costly mistake and stay on the road to a Tax Savvy retirement. As a member of Ed Slott’s Master Elite IRA Advisor Group, Charlie Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Andy Ives, CFP®, AIF® IRA Analyst There is no doubt we have written about this topic in past [...]

By cwrawl|July 31, 2023|Categories: The Slott Report|Tags: IRAs, Roth IRA|

Help a Young Person Use Summer Earnings to Start a Roth IRA

Wouldn’t it be great to guide our children and grandchildren into a Tax Savvy financial future? Teach them to save in the tax-free bucket at a young age! As a member of Ed Slott’s Master Elite IRA Advisor Group, Charlie Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Sarah Brenner, JD Director of Retirement Education Is your child or grandchild working hard this [...]

By cwrawl|July 24, 2023|Categories: The Slott Report|Tags: IRAs, Roth IRA|

How to Find the Retirement Strategy That Works for You

A retirement strategy designed for your needs You want a retirement strategy that’s based on your situation and designed for your needs and your comfort level, rather than relying on a one-size-fits-all approach. Feeling overwhelmed by the dizzying array of retirement advice that seems to be all around — on the internet, in your mailbox, in the news or from a neighbor or relative? Have you ever been to a seminar or met with a financial adviser and felt like you were a square peg being forced into a [...]

By cwrawl|June 9, 2023|Categories: Articles, Smart Investing|Tags: As seen in Kiplinger, Retirement Planning|

Whistleblowers and The Billionaire Scoundrel

The Story Within the Story A hidden tale about two whistleblowers who upended Stanford’s $7 billion Ponzi scheme and guided the SEC through the investigation to help bring down the Stanford empire. Click above to view clips from the documentary The Documentary “The Man Who Bought Cricket” is a British-made documentary featuring Allen Stanford and his attempt to dominate the world of cricket in 2008. Meanwhile, the Stanford Financial Group had been running the second largest Ponzi scheme in modern [...]

By cwrawl|March 27, 2023|Categories: Articles, News|Tags: Stanford Financial, Whistleblower|

Robert A. Dishman Joins Charles W. Rawl & Associates as Investment and Planning Analyst

Robert Dishman has joined Charles W. Rawl & Associates as investment and planning analyst. He will bring his experience and talent in investment and financial analysis to assist the Company in providing our clients with sound information and insight. His responsibilities will include the preparation and presentation of client reviews; the creation, analysis and implementation of retirement income plans; and the analysis and monitoring of investment portfolios and alternative investments. Robert Dishman is a graduate of Texas A&M University with a B.B.A. in Finance. He has over nine years of [...]

By cwrawl|March 24, 2023|Categories: News|

Five Banks Paid $1.6 Billion Settlement in Stanford Financial Fraud Case

Five banks have settled litigation against them brought by investors in the Stanford Financial Group. All five banks avoided facing a jury in the trial, which was set to start on February 27, 2023. Two settled in the weeks or months prior to trial. Three settled “on the courthouse steps” the day the trial was scheduled to begin. A total of $1.6 billion was agreed to be paid by the group of five banks. Toronto-Dominion Bank, HSBC Bank PLC, and Independent Bank f/k/a Bank of Houston reached settlements on [...]

By cwrawl|March 1, 2023|Categories: News|Tags: Stanford Financial, Whistleblower|

ROTH-O-MANIA!

As a member of Ed Slott’s Master Elite IRA Advisor Group, Mr. Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Sarah Brenner, JD IRA Analyst SECURE 2.0 is now the law of the land and one thing is very clear. Roth-O-Mania is here! In their quest for more revenue, Congress has created more options to save with Roth accounts. These accounts bring in [...]

By cwrawl|January 23, 2023|Categories: Articles, Smart Investing, The Slott Report|Tags: IRAs, Retirement Planning, Roth IRA|

Happy Holidays! Congress Gifts SECURE 2.0

As a member of Ed Slott’s Master Elite IRA Advisor Group, Mr. Rawl has direct access to Ed and his team of IRA experts. Ed Slott and Company is a valuable resource for knowing the facts and applying that to artful IRA planning. By Sarah Brenner, JD Director of Retirement Education This holiday season Congress has given us SECURE 2.0. With no time to spare to avoid a government shutdown, they passed the $1.7 trillion Consolidated Appropriations Act of 2023 and sent it off the President for [...]

By cwrawl|December 28, 2022|Categories: Articles, The Slott Report|Tags: IRAs, RMDs, Taxes|

Charles W. Rawl Named NESA Outstanding Eagle Scout in Sam Houston Area Council BSA

The National Eagle Scout Association (NESA) and the Sam Houston Area Council honored six local professionals and business executives with the NESA Outstanding Eagle Scout Award at a luncheon held at the Petroleum Club in Houston on November 18, 2022. Emcee for the event was David Hitner, U.S. federal judge, and the keynote address was delivered by Frank Tsuru, president of the National Eagle Scout Association of the Boy Scouts of America (BSA). The NESA Outstanding Eagle Scout Award (NOESA) was established in 2010, during the 100th anniversary celebration of [...]

By cwrawl|November 18, 2022|Categories: News|Tags: Eagle Scout, NESA|

Tax-Savvy Charitable Giving With QCDs Can Benefit Both Giver and Receiver

A qualified charitable distribution, or QCD, might be the answer for you – but watch those rules. Plenty of retirees like to give back to their communities through charitable donations, but questions often arise over the best way to do that. What approach is efficient, provides the tax benefits you’re after, and also is advantageous for the charity that’s on the receiving end? One possibility is a qualified charitable distribution (QCD), a tax-savvy way to reduce your taxable income and maximize your donations, whether you itemize deductions on your [...]

By cwrawl|October 12, 2022|Categories: Articles, Smart Investing|Tags: As seen in Kiplinger, IRAs, QCDs, Taxes|

Charlie Rawl is keenly focused on helping his clients work toward their retirement dreams through a comprehensive financial strategy. He has distinguished himself throughout his career as a troubleshooter and problem-solver, designing and implementing creative solutions to often-complex challenges.

He has three decades of experience in financial services, encompassing commercial banking, insurance and investment management. This diverse experience gives him an invaluable perspective in conducting detailed analyses and creating state-of-the-art wealth management and retirement income solutions.